90-Day Cash Flow Forecasting
A day-by-day cash projection built from what you owe, what you are owed and what recurs. In early access now.
Aequo Forecast is a 90-day cash flow forecast: it projects cash in and out day by day from your open bills, purchase orders and customer invoices plus recurring payments found in QuickBooks Online, flags low cash and overdraft risk, and lets you test scenarios described in plain English. It is in early access inside Aequo AP; join the waitlist to use it.
Last updated
Aequo Forecast builds a daily cash projection for the next 90 days from bills and purchase orders in Aequo AP, outstanding customer invoices, and recurring payments it finds in 12 months of QuickBooks Online history, then warns you before cash runs low.
Join the Aequo Forecast Waitlist
- ✓Free historical analysis of your cash patterns
- ✓Influence the scenario planning feature set
- ✓Locked-in launch pricing for 2 years
What Aequo Forecast does today
Day-by-day projection
Cash in and out for each of the next 90 days, from bills, purchase orders, customer invoices and recurring payments.
Early warnings
Alerts when the projected balance drops below your minimum, risks going negative, or faces a large outflow or seasonal dip.
Plain-English scenarios
Type "what if our biggest customer pays 30 days late" and see the projection change, with a short summary.
What does Aequo Forecast do?
Aequo Forecast projects your cash position for each day of the next 90 days and warns you before it gets tight.
- Known outflows: bills and purchase orders in Aequo AP, by due date.
- Expected inflows: outstanding customer invoices, weighted by how overdue they are.
- Recurring items: rent, subscriptions, payroll and similar payments detected from 12 months of QuickBooks Online history.
- Seasonal adjustment based on the same 12 months.
- Alerts: low cash below your threshold, overdraft risk, large outflows and seasonal dips.
How do scenarios work?
You describe a what-if in plain English and Aequo Forecast turns it into an adjustment to the projection.
For example, "a customer pays 30 days late" delays and reduces inflows, and the scenario shows how the balance changes and the first day it would go negative.
How does it work with QuickBooks Online?
Aequo Forecast runs inside Aequo AP and uses QuickBooks Online history to find recurring payments.
It does not yet read live bank balances, so the opening cash position is the one weakness to watch in early access. Tell us on the waitlist form which bank or accounting data you want it to use.
Who is Aequo Forecast for?
Small and mid-sized businesses that already run accounts payable through Aequo AP and want a short-term cash view without building a spreadsheet.
If you need 13-week and multi-year forecasts across several entities, a dedicated planning tool such as Float covers longer horizons today.
Aequo Forecast compared with other ways to forecast cash
Third-party details are taken from each vendor's own site and dated below.
| Feature | Aequo Forecast | Float | Spreadsheet |
|---|---|---|---|
| Horizon | 90 days, day by day (adjustable) | 13-week cash flow and forecasts up to 36 months | Whatever you build |
| Scenarios | Described in plain English | 8 scenarios on the Growth plan | Copy the sheet |
| Data sources | Aequo AP bills, POs and invoices, plus QuickBooks Online history | Xero and QuickBooks Online (Sage Intacct and iplicit coming soon) | Manual exports |
| Low-cash alerts | Not stated on pricing page | ||
| Starting price | Announced at launch | $265/month (Growth, billed monthly) | Free |
Sources
- Float pricing. checked 2026-10-22; also lists £199/month
Frequently Asked Questions
Is Aequo Forecast available yet?
Aequo Forecast is in early access inside Aequo AP. Join the waitlist on this page and we will contact you when a place opens. Pricing will be announced at launch.
How far ahead does Aequo Forecast project cash?
90 days by default, day by day. You can change the horizon in settings.
What data does the forecast use?
Open bills and purchase orders in Aequo AP, outstanding customer invoices, and recurring payments detected from 12 months of QuickBooks Online history, with a seasonal adjustment.
Does Aequo Forecast connect to my bank?
Not yet. It does not read live bank balances today.
Can I model what happens if a customer pays late?
Yes. Describe the scenario in plain English, such as "a customer pays 30 days late", and the projection updates with a short summary.
Does Aequo Forecast replace FP&A software?
No. It covers short-term cash. Use a planning tool for budgets and multi-year forecasts.
Try Aequo AP while you wait
Our accounts payable automation product is available today. Capture invoices, match them to purchase orders and route approvals on QuickBooks Online, Xero, FreshBooks or Zoho Books.