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Research

How much does AP automation software cost? What 21 vendors publish

We read the pricing and product pages of 21 accounts payable automation vendors and recorded what each one publishes: price, free trial, where PO matching sits, and whether QuickBooks and Xero are named. Every row links to the vendor page it came from.

Most AP automation software does not publish its price. In an analysis of 21 AP vendors' own pricing and product pages, read between 30 October 2026 and 5 November 2026, 9 publish no prices, 5 publish only a starting price with the rest set by unpublished fees or tiers, and 6 publish list prices for their plans. The vendors that publish list prices are mostly capture or bill-pay tools: none of the 11 vendors that list purchase-order matching without naming an add-on publishes a full price, and only 2 publish a list price for a plan that includes PO matching (BILL Corporate, $89 per user a month (2-way matching; 3-way is on the custom-priced Enterprise plan); Lightyear Standard, $319 a month for 250 credits (3-way matching)). 10 of the 21 mention no free trial or free plan. QuickBooks and Xero are both named by 10 vendors, and 4 name neither.

Key Industry Data

"How much does AP automation cost?" is hard to answer because most vendors will not say. This report records what 21 accounts payable automation vendors publish on their own pricing and product pages: whether they show a price, whether you can try the product before a sales call, which plan includes purchase-order matching, and whether QuickBooks and Xero are named among their integrations. It covers AP suites, spend platforms with bill pay, capture tools and approval add-ons, because buyers compare across all of them. Use the table to see which vendors you can price yourself and which need a quote, then work out your own cost with the ROI and cost-per-invoice calculators linked below.

Key findings: AP automation pricing in 2026

1

9 of 21 AP automation vendors publish no prices, and 5 more publish only a starting price.

2

None of the 11 vendors that list PO matching as standard publish a full price; you will need a quote to price 3-way matching from most of the market.

3

Only 2 vendors publish a list price for a plan with PO matching: BILL Corporate, $89 per user a month (2-way matching; 3-way is on the custom-priced Enterprise plan); Lightyear Standard, $319 a month for 250 credits (3-way matching).

4

The 6 vendors with list prices are mostly capture or bill-pay tools, and 4 of the 21 do not mention PO matching at all.

5

10 of 21 vendors mention no free trial or free plan, including 8 of the 9 quote-only vendors.

6

4 vendors name neither QuickBooks nor Xero; check ledger support before you book a demo.

How AP vendors publish price

Most of the 21 vendors either publish nothing or a starting price that leaves the real cost to a quote.

9 of 21

Quote only, no prices published

Pricing pages are a quote or demo request. Includes Stampli, AvidXchange, Medius, Coupa, Basware and Vic.ai.

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

5 of 21

Starting price only

A from-price is shown, but per-invoice or per-payment fees, platform fees or higher tiers are not priced. Tipalti, for example, starts at $99 a month plus transaction fees it does not publish.

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

6 of 21

List prices published

Mostly capture, bill-pay and payment tools (Dext, Hubdoc, Melio, QuickBooks Bill Pay), plus BILL and Lightyear.

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

Purchase-order matching and price

The vendors that include PO matching as standard are the ones that do not publish a full price.

11 of 21

List PO matching without naming a tier or add-on

Of these, 0 publish full list prices; the rest are quote-only or starting-price vendors.

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

6 of 21

PO matching in a higher tier, add-on or separate module

For example, BILL lists 3-way matching on its custom-priced Enterprise plan, and Ramp, Payhawk and Rillion sell it as an add-on or module.

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

2 of 21

List price published for a plan with PO matching

BILL Corporate, $89 per user a month (2-way matching; 3-way is on the custom-priced Enterprise plan); Lightyear Standard, $319 a month for 250 credits (3-way matching)

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

4 of 21

PO matching not mentioned

Capture and bill-pay tools: Dext, Hubdoc, Melio and QuickBooks Bill Pay.

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

Trying before you buy

Half the market mentions no way to use the product before a sales conversation.

8 of 21

Free trial stated

Trials run from 14 to 30 days where a length is given; Nanonets offers free credit instead.

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

3 of 21

Free plan

Ramp, Melio and QuickBooks Bill Pay (included with QuickBooks Online).

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

10 of 21

No trial or free plan mentioned

Including 8 of the 9 quote-only vendors, so for most of them the first step is a sales call.

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

QuickBooks and Xero coverage

Enterprise-focused AP suites often do not name the two most common small-business ledgers.

10 of 21

Name both QuickBooks and Xero

Includes BILL, Tipalti, Ramp, Melio, ApprovalMax, Dext and Hubdoc.

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

7 of 21

Name QuickBooks but not Xero

Includes Stampli, AvidXchange and Yooz.

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

4 of 21

Name neither

Medius, Rillion, Vic.ai and Basware list SAP, Oracle, Microsoft and other mid-market and enterprise ERPs instead.

Source: Aequo analysis of 21 AP vendors’ own pricing and product pages (2026)

All 21 vendors

How each vendor was classified, with a link to the pricing or product page it came from.

VendorTypePriceFree trialPO matchingQuickBooks / XeroSource
StampliAP automation suiteQuote onlyNone mentionedIncluded on every planQuickBooks onlyStampli pricing
BILLBill pay and AP platformList prices publishedFree trialHigher tier or add-onBoth namedBILL pricing
TipaltiGlobal payables platformStarting price onlyNone mentionedListed; plan not statedBoth namedTipalti pricing
AvidXchangeAP automation and paymentsQuote onlyNone mentionedListed; plan not statedQuickBooks onlyAvidXchange FAQ
ApprovalMaxApproval workflow add-onNot shown in page textFree trialHigher tier or add-onBoth namedApprovalMax for QuickBooks Online pricing
DextDocument capture and bookkeepingList prices publishedFree trialNot mentionedBoth namedDext business pricing (US)
HubdocDocument captureList prices publishedFree trialNot mentionedBoth namedHubdoc pricing
RampSpend management with bill payStarting price onlyFree planHigher tier or add-onBoth namedRamp pricing
MelioVendor paymentsList prices publishedFree planNot mentionedBoth namedMelio pricing
QuickBooks Bill PayBill pay inside QuickBooks OnlineList prices publishedFree planNot mentionedQuickBooks onlyQuickBooks Bill Pay
MediusAP automation suiteQuote onlyNone mentionedIncluded on every planNeither namedMedius pricing
YoozAP and procure-to-pay suiteQuote onlyFree trialListed; plan not statedQuickBooks onlyYooz pricing (US)
CoupaBusiness spend management suiteQuote onlyNone mentionedListed; plan not statedBoth namedCoupa, AP automation
RillionAP automationQuote onlyNone mentionedHigher tier or add-onNeither namedRillion pricing
PayhawkSpend management with AP and procure-to-pay modulesStarting price onlyNone mentionedHigher tier or add-onBoth namedPayhawk pricing and plans (US)
LightyearAP automation and purchase ordersList prices publishedFree trialHigher tier or add-onBoth namedLightyear pricing (US)
Vic.aiAI-first AP suiteQuote onlyNone mentionedListed; plan not statedNeither namedVic.ai pricing link
OttimateAP automation for multi-location businessesQuote onlyNone mentionedListed; plan not statedQuickBooks onlyOttimate home page
RossumDocument extraction platform with AP add-onsStarting price onlyFree trialListed; plan not statedQuickBooks onlyRossum pricing
NanonetsDocument extraction and workflow platformStarting price onlyFree trialListed; plan not statedQuickBooks onlyNanonets pricing
BaswareAP automation and e-invoicing networkQuote onlyNone mentionedListed; plan not statedNeither namedBasware pricing

Read between 30 October 2026 and 5 November 2026. "Not mentioned" means the vendor's page did not say. Aequo AP is not included in the counts.

What the vendors that publish prices charge

The published prices, as each vendor states them.

VendorPublished pricingSource
BILL$49 (Essentials), $65 (Team) or $89 (Corporate) per user a month; Enterprise custom; ACH $0.59, check $1.99BILL pricing
TipaltiAP plans from $99 a month plus per-invoice and per-payment fees (rates not published); unlimited usersTipalti pricing
DextFrom $25.21 a month billed annually ($302.50 a year) for 250 documents and 5 users; line item extraction from $20.50 a monthDext business pricing (US)
Hubdoc$12 a month on its own, after a 30-day free trialHubdoc pricing
RampFree $0; Plus $15 per user a month plus a platform fee based on team size; Enterprise quotedRamp pricing
MelioGo free (1 user); Core $25, Boost $55, Unlimited $80 a month; Platinum custom; ACH $0.50 beyond the plan allowance, card 2.9%Melio pricing
QuickBooks Bill PayBill Pay included with QuickBooks Online ($0); Premium $15 and Elite $45 a month; Elite included with QuickBooks Online Advanced; standard ACH free, checks $1.50QuickBooks Bill Pay
PayhawkAccounts Payable module from $349 a month (US); other modules priced separatelyPayhawk pricing and plans (US)
LightyearEssentials $199 a month for 125 credits; Standard $319 for 250 credits; Professional custom (US)Lightyear pricing (US)
RossumStarter from $18,000 a year; Business, Enterprise and Ultimate by quoteRossum pricing
NanonetsMetered per block run ($0.02, $0.10 or $0.30); Starter $100 a month for 100 credits; Growth and Enterprise by quoteNanonets pricing

Payment, card and add-on fees are as published; where a vendor says fees apply but does not publish them, the table says so.

Methodology

We read each vendor's own pricing, product and integration pages between 30 October 2026 and 5 November 2026 and recorded what the page says, not what a sales team might offer. Each vendor is classified on four questions. Price: "list prices published" means prices are shown for the plans that cover its AP product (a custom-priced top tier is allowed); "starting price only" means a from-price is shown but the full cost depends on fees or tiers that are not published; "quote only" means no price is shown. ApprovalMax is counted separately because its plan prices did not appear in the page text we read. Free trial: a stated trial, a free plan, or none mentioned. PO matching: included on every plan, listed without saying which plan, named as a higher tier, add-on or separate module, or not mentioned. QuickBooks and Xero: whether each is named on the vendor's integration or pricing pages. "Not mentioned" means the page did not say, not that the feature or offer does not exist. Aequo AP is our product, so it is left out of every count; for reference, it publishes Starter at $199, Growth at $699 and Scale at $1,999 a month with 3-way matching on every plan and a 14-day free trial. Vendor pages change; each row links to the page we read so you can check it.

Last updated:

Frequently Asked Questions

How much does AP automation software cost?

Among vendors that publish prices, bill-pay tools start at $25 a month (Melio Core) or $49 to $89 per user a month (BILL), capture tools at $12 to about $25 a month (Hubdoc, Dext), and AP platforms from $199 a month (Lightyear Essentials, with purchase orders) to $349 a month for Payhawk's AP module, before add-ons. Most full AP suites with 3-way matching do not publish a price: 9 of the 21 vendors we checked are quote only. Aequo AP publishes $199, $699 and $1,999 a month with unlimited users.

Which AP automation vendors publish their prices?

Of the 21 vendors we checked, 6 publish list prices (BILL, Dext, Hubdoc, Melio, QuickBooks Bill Pay and Lightyear) and 5 publish a starting price only (Tipalti, Ramp, Payhawk, Rossum and Nanonets). The other 9 are quote only, and ApprovalMax's prices did not appear in the page text we read.

Is 3-way matching included in AP automation pricing?

Often not in a published price. 6 of 21 vendors put PO matching in a higher tier, add-on or separate module, and none of the 11 that list it as standard publish a full price. Ask whether 3-way matching, goods receipts and the ERP connector you need are in the quoted plan.

Which AP automation software has a free trial?

8 of the 21 vendors state a free trial (including BILL, Dext, Hubdoc, Yooz, Lightyear and Rossum) and 3 have a free plan (Ramp, Melio and QuickBooks Bill Pay). 10 mention neither. Aequo AP has a 14-day free trial.

How should I compare AP automation pricing?

Price your own volume, not the headline. Check whether the vendor charges per user (approvers count), per invoice or payment, or a flat plan; which tier includes PO matching and your ERP connector; and what payment fees apply. Then compare the monthly total at your invoice count and number of approvers.

See these benchmarks in action

Start a free trial and see how Aequo AP compares to industry averages for your invoice volume.

90%
Aequo AP product figure: invoice processing automated
95%
Aequo AP product figure: match accuracy
$199/mo
Aequo AP starting price